Business schools » Student credits
Student credits
Nowadays with all the social economic issues, without jobs in the markets, it is time to get a professional update, but we all wonder ¿how to study if I don’t have money to pay for it?. Well there’s an opportunity for all of us that will give us credits with low interest rates and a flexible repayment. Now you’re just thinking about flexible repayment, well guys it is true and these loans are paid when you graduate and in some cases there’s a grace period after your graduate.
How often have you heard education is an investment for your future, and you think for those who have money it’s great, but what happens with me a medium class family member with parents affected by the crisis. Your answer is credits; let me explain it in plain English for the undergraduate and graduate scenario.
Undergraduate scenario, you need to apply for all the colleges and universities you want, while you apply for student credits in at least two or three banks. Graduate scenario is almost the same but in this case the future student must have a job or a co-signer with an annual income of at least 20.000 $.
If you are an international student, to make it clearer you don’t have enough money. You have a possibility if you have an eligible co-signer, it means to have a friend, an aunt or a cousin with an annual income of at least 20.000 $.
I have the university acceptance and my father is going to be my co-signer. How much money will the bank give me, remember there’s an economic crisis. Well the money depends on the prestige of the university you’ve been accepted and the annual income of your co-signer, but usually these credits are from 1.000 $ up to 120.000 $.
I am mortgaging my life, just to get a degree or a DUI, I prefer to get a mortgage and buy a house or a credit for my car, It is fast money and I have a “thing” to give, if I’m not able to pay and I’ll be debt free. I prefer to get university training throw courses or anything like that is less money and I don’t mortgage my life. Let’s just stop right there everything we do in our lives have consequences a student credit is an investment in your future like your parents always said to you. Although they surely didn’t tell you if you don’t have a degree or a DUI you won’t gain as much as if you have it. It is a tricky situation but years I just thought, I want to get a degree my parents doesn’t have the money, so I got a student credit, thanks to that I’m an engineer and with my degree I got a job that pays my student credit, my mortgage, my car loan and my credit cards. It is simple a professional education give you the opportunity to have a better job. So, final answer your mortgaging your life, but you will always mortgage it with all kind of debts your car, house or credit cards, and they won’t give you the opportunity to get a good job.
|